Episode Transcript
[00:00:04] Speaker A: Wow.
[00:00:04] Speaker B: Did you get the bug that's been floating around here?
[00:00:06] Speaker A: I think I got it. That bug has been here for a week.
[00:00:08] Speaker B: Yeah, I think he officially, he's been here living here longer than you.
[00:00:12] Speaker A: Hey, everybody.
[00:00:13] Speaker B: Welcome to Indiana Success Happy hour, the Tequila Ramari edition. I did it again. That's okay, that's. Can you tell? I just got this right out of the box. A little creased. That's cool though.
Hey, I'm Brian Quinlan with Daniels Real Estate, co host of the show.
[00:00:31] Speaker A: Oh, am I a co host? You are. Wow. Brad Nickham with Nest Mortgage Group and tasting tequila.
[00:00:37] Speaker B: All right, well, you'll notice for the folks at home, a, I don't have a beer here. Great second episode in a row I'm not drinking a beer. Something changing up in here.
[00:00:47] Speaker A: I feel like you're becoming a drunk.
[00:00:48] Speaker B: You may notice Ramari is very dominating. Dominating.
[00:00:54] Speaker A: It's everywhere.
[00:00:55] Speaker B: Thank you. That's correct. Why?
[00:00:56] Speaker A: Why even these glasses? I mean, look at these.
[00:00:58] Speaker B: I don't know.
[00:00:59] Speaker A: People to see it on the show. Maybe kinda take our word for it.
[00:01:04] Speaker B: It's etched.
[00:01:04] Speaker A: Amazing. Yeah. So the reason we're doing this is because one, I love Romari tequila. It's the only tequila ever fermented with a hundred percent sake yeast.
[00:01:15] Speaker B: So Japanese sake yeast.
[00:01:17] Speaker A: And so it's just agave yeast and water. No additives, Nothing changed. They're just using sake.
And then the barrels they use for the agent is really cool. They did a. An American bourbon barrel. They did an a Willett purple top rye whiskey barrel and a barrel that held maple syrup. And they let them age for seven months and blended it together. So it's really cool tequila. And our friend D. Raj and his wife are just here in Indianapolis on the D. Raj Ramari tasting tour.
[00:01:45] Speaker B: Did you have them on your show?
No.
[00:01:47] Speaker A: We could not get the timing worked out. We had three tastings in Indianapolis. He drove straight to South Bend. He came here from Evansville. So it was a packed punch, but I wanted to, you know, put a little out there for those guys. Did a great job and we had a lot of fun.
So would you rather have the repo or the blanco?
I think you'd rather have the repo because of all this fancy.
[00:02:07] Speaker B: Yes, that is what I would like to have.
[00:02:09] Speaker A: And we're going to drink him out of their glasses. That.
[00:02:12] Speaker B: All right.
[00:02:12] Speaker A: He literally buys these glasses and then etches them himself, which I think is really cool.
[00:02:17] Speaker B: I'm gonna block time on his hands, apparently.
[00:02:19] Speaker A: No, he actually has a full time job on top of running. Oh my gosh. He is in the cyber security world. Lives in Alexandria, Virginia.
[00:02:27] Speaker B: All right.
[00:02:29] Speaker A: Or Fairfax or just outside of D.C. just St. Virginia.
[00:02:32] Speaker B: Alexandria is right outside of D.C. i
[00:02:34] Speaker A: know that perfect horse.
[00:02:35] Speaker B: Looks at you.
[00:02:36] Speaker A: Look at that.
[00:02:37] Speaker B: Got skills.
[00:02:38] Speaker A: So we are really fired up because we don't have really a topic today.
We're just probably going to rant about a few things.
I do want to say this isn't going to be probably timely because we're doing this and it's going to come out in a couple of weeks probably.
[00:02:54] Speaker B: Well, that is cool.
[00:02:56] Speaker A: Isn't that nice?
[00:02:56] Speaker B: Wow. Okay. Yeah, yeah.
[00:02:59] Speaker A: But today the 10 year treasury closed at 4.9 plus.
[00:03:06] Speaker B: Now today is September 10th.
Throwing that out there.
[00:03:09] Speaker A: The last time the 10 year treasury was almost this high was 5.02 and it was October of 2023. And the last time the 10 year treasury was, was this high was July of 2007.
[00:03:23] Speaker B: Whoa, that's nearly 20 years.
[00:03:26] Speaker A: Yeah. So interest rates, like you're gonna have to get a colonoscopy to find out how high interest rates are.
[00:03:33] Speaker B: Now just to reiterate, and we've talked about this on many of our shows, but this could be the first episode for people.
Why is the treasury important to interest rates? Because we always hear about, oh, the Fed's raising the rate. And we've talked multiple times about how that is not as important to mortgage rates as the Treasury.
[00:03:53] Speaker A: Fed fund rate and 30 year fixed mortgage rates don't go together at all. Fed fundraise is the rate that banks borrow money at a 24 hour period of time. So when a bank is short on funds, they borrow it from the Federal Reserve and they have 24 hours to pay it back. That's the Fed fundraiser. The Fed fund rate does affect things like credit cards, adjustable rate mortgages, car loans and prime. So if you have a mortgage like a home equity line of credit that's going to be Based on Prime, 30 year fixed mortgages all become bonds. And those bonds all rely on what's happening with inflation. And the 10 year treasury is the reflection of inflation in our country.
So because of the war, because of this crazy thing going on that just won't seem to go away. And the amount of price of the barrel of oil is really what jacked it all up. And we have two things going on at the same time. You know, when you have inflation increasing and you have costs increasing, you usually have also jobs decreasing and you have this slowing economy.
But in this world, the war is really what's causing the problem. And we're seeing it because jobs continue to get better and better and better. We have a jobs report tomorrow that may actually cause the Fed to potentially raise rates because we're going to see potentially a large increase in jobs.
And inflation then becomes secondary because the Fed fund rate is to control unemployment and inflation at the same time. And because the inflation that we're having is war based, not economy based. We have this crazy strong economy that we see it in housing still. We still have housing shortages. I, I just read a report yesterday that it's something like 5.3% less homes available than what's needed.
[00:05:50] Speaker B: Wow.
[00:05:51] Speaker A: It may have been higher than that.
[00:05:52] Speaker B: I, you know, it's a crazy report. I'll be honest. I didn't see that report. I did a video today for my neighborhood and just focused on. I do a market update each month for my neighborhood and the larger neighborhood that to which I belong.
And I always end it with a look at how real estate has been for our zip code because that's, you know, very.
[00:06:15] Speaker A: A zip code is going to be different than correct.
[00:06:19] Speaker B: I was rather amazed to see the number of active homes this month is like 215% more than it was last month at the end of the month. And days on market average for the homes that are on the market is 60 in my zip code right now.
[00:06:38] Speaker A: In your zip code it is really.
[00:06:40] Speaker B: So that is rather.
Well, that's a lot and that's just the average. So you got unfortunately, you know, people sitting there longer and some shorter, of course, but 60 is a lot by comparison to what we've seen the last few years.
[00:06:53] Speaker A: But if we roll back to 2019, what was the average in 2019?
[00:06:57] Speaker B: I truly do not know. I was a teacher then.
[00:06:59] Speaker A: It's 180 days.
[00:07:00] Speaker B: Exactly. Yeah.
[00:07:01] Speaker A: So.
So here you go. In September of 2026, the best way to describe the United States housing shortages. America is roughly 4 to 5 million homes short of what is needed. Zillow shows that it's 4.7 million short. Realtor.com says 4.03 million short.
So what you're looking at there is not necessarily the fact that homes are on the market for X amount of times. It's basing that off of how many homes are available for sale in America to how many people are in need of purchasing a home. And that's nationwide.
And when you look at the. Also what this is going off of is how many homes are being built to satisfy the turning.
[00:07:44] Speaker B: Yeah, yeah.
[00:07:44] Speaker A: The turning population of age and we're way under what needs to be built. And that's why they're passing all these laws like they have in Hancock county to, to reduce the amount of time that it takes to get a neighborhood.
[00:07:57] Speaker B: Yeah.
[00:07:58] Speaker A: So people say, oh, you know, there's a housing bust.
No, we're still 4 to 5 million homes short.
So a bust means we have 4 to 5 million too many homes.
[00:08:09] Speaker B: And I mean, going back to my zip code as an example, yes, there are statistics, and as a former math teacher, you can make statistics say anything you want, 100%.
But putting those two things together, you have a shortage of homes that are needed. And where I live, you have homes that are sitting for two or plus months that still need to be sold.
[00:08:32] Speaker A: Right.
[00:08:32] Speaker B: So what causes, what causes homes to be on the market that long?
And I point to affordability.
[00:08:43] Speaker A: I was going to say it's affordability.
[00:08:44] Speaker B: I mean, facts.
[00:08:45] Speaker A: People can't afford.
[00:08:46] Speaker B: Yeah. I mean the price of homes has gone up drastically and statistically it has not kept up with wages.
So, you know, the, the people who want homes, yes, they absolutely exist. But can they afford the home that, you know that are there? Well, seemingly not.
[00:09:04] Speaker A: I read a great, I read a great statistic that not only have homes not kept up with wages, but neither have cars.
[00:09:10] Speaker B: Oh. Yeah.
[00:09:11] Speaker A: So the average pickup truck today in America is $90,000.
[00:09:16] Speaker B: Oh my goodness.
[00:09:17] Speaker A: So when you start looking at car costs, I, you know, I had a customer today that, you know, he, we're getting pre approved is, he just bought a new car. He's like, all my cars broke down. I really needed another one to get to work. How much is your car payments? $1,000 a month.
[00:09:31] Speaker B: Wow.
[00:09:33] Speaker A: And you're like, okay, now the home becomes even less affordable because you're coming into the game with $1,000 car payment. And I look back to, you know, five years ago in the mortgage business, people had 60 month car loans. Yep, 48 and 60 month car loans. Now I have people that have 80 month car loans.
[00:09:50] Speaker B: Oh my God. I'm gonna heard that. Wow.
[00:09:52] Speaker A: Yeah. So because you're, you're, you're buying a, a car that's 60,000 bucks.
[00:09:57] Speaker B: Yeah.
[00:09:58] Speaker A: So not only is the fact that homes are unaffordable, but everything has grown, you know, since COVID which still makes sense when we talk about population growth and we talk about shortages of everything. You know, during COVID you couldn't buy a car off a lot.
[00:10:15] Speaker B: Right.
[00:10:15] Speaker A: And if you did, you paid way over price. Right. You, you now that's kind of calmed down. You can actually find Ford Broncos on the lot.
[00:10:22] Speaker B: Yeah, right.
[00:10:23] Speaker A: We brought ours. You know, we waited a year to get.
[00:10:25] Speaker B: I Remember back in 2020 driving by the car lots and they're no cars.
[00:10:29] Speaker A: It was the weirdest thing, was so bizarre. So when you think of how that drove up cost, whenever you have this massive shortage, you drive up cost, but you never see costs really go backwards.
[00:10:40] Speaker B: No.
[00:10:40] Speaker A: None of us are ever buying a Coke for 25 cents again. So it's, it's crazy. I feel really bad for young people.
[00:10:47] Speaker B: I do as well.
[00:10:49] Speaker A: But you know what?
It was shitty when we were young too. And it all worked out.
[00:10:54] Speaker B: So, you know, some way shape or
[00:10:56] Speaker A: form worked out well. We don't want to just talk about real estate in the market because it sucks.
[00:11:02] Speaker B: So we were talking on the phone earlier today about what it is we want to talk about. And I said, you know what piss me off today?
I'm going through the car wash and this is the first world problem. I get it. And if you've seen the show before, you know, I drive a Tesla even though I, I don't use the self driving doesn't matter. That's not important to this.
[00:11:22] Speaker A: He should. It is much better.
[00:11:24] Speaker B: One of the most technological automobiles available on the market. It can do so much on its own. It can do so much with the push of a button.
But here's what I don't understand.
When I drive into the car wash, there's a button that I need to push for car wash mode because it turns off all the sensors on the car. If I didn't do that, like noisy, oh my God, there'd be sensors.
Oh, absolutely. Going crazy. Right. So I pushed the car wash mode and it puts it into free roll so that the car will, the wheels will roll, you know, as if it were neutral. Right. There is a neutral setting.
I, I still, once I get on the belt, I still have to hit the brake on my car, flip it up into neutral, which if I miss it, it goes into reverse and that's just a whole nother story.
And then it goes through and then you get to the end of the car wash and I have to hit the brake, put it back into drive. Because like with a. I'll say normal vehicle, you can get into driving neutral without having to touch the brake whatsoever. Nope, not in my car.
So I have gone through the wash multiple times in reverse because I miss fucking neutral and I can't get it back because if I hit the brake then they don't think it's ridiculous.
Why is it, Elon, that when I push the button for car wash mode, it doesn't just go into neutral?
It is so stupid.
[00:12:50] Speaker A: Can I throw on the same bitch? Because I have a Range Rover and to put my Range Rover in a neutral, literally, I have to have the moon and the stars align. I have to hold my mouth just right. Because you're right. If I touch the button, it goes into reverse.
Now, my reverse means it stops the car loss.
[00:13:10] Speaker B: Oh, yes.
[00:13:11] Speaker A: Right over the wheel.
[00:13:14] Speaker B: Absolutely.
[00:13:14] Speaker A: So then I finally get it into neutral, but when I get to the end, I have to put it in.
I have to push the brake all the way. I have to come to a complete stop.
Which Mike's car wash. I love them. Or crew car wash or whatever the hell you want to call them.
They're crashing into the back of my car to stop. So I quit going to crew car wash.
I go to a car wash up where it's a single user car wash where I have to sit still the whole time. Like. But I took my wife's bronco through and I. I could just like push in the draw. Dude, I pull right out.
[00:13:48] Speaker B: I pray every time I go through the car wash that there's no one behind me. You know what?
[00:13:52] Speaker A: I. I make fun of millennials and people that say, oh, my gosh. That creates anxiety because I think that's the dumbest comment to me. Just deal with it. I deal with it by not going to crew car wash.
Yeah.
[00:14:07] Speaker B: Thankfully there's a brand new car wash by my house, so no one goes there.
[00:14:11] Speaker A: Well, what I do is I pull in and I tell the person, no, I don't want to buy the membership. No, I don't want to buy the gift card. No, I don't want to buy this. No, I don't want to buy the unipack. But I would like you to not have someone be up my ass because I have to stop to get out of here. Yeah.
[00:14:28] Speaker B: The first time I went through the car wash with my test, I'm like, oh, I don't know what to do.
[00:14:32] Speaker A: This is pure panic.
[00:14:33] Speaker B: Oh, my God.
It was brilliant. Brutal. So.
[00:14:38] Speaker A: And for those of you that don't have a crew car wash or a Mike's car wash, some places where you get your car really clean. I'm sorry, but if you have a Tesla or a Range Rover, the I'm not going back.
[00:14:49] Speaker B: The I'm not gonna buy Tesla drivers will tell you I shouldn't be going through the automatic car wash, that it's not necessarily great for the internal mechanics of the car, but it's gonna happen.
[00:14:59] Speaker A: They tell me not to go through it because I have a factory mat wrap, but it.
[00:15:03] Speaker B: Oh, there you go.
[00:15:03] Speaker A: But the dealership said they didn't care.
[00:15:05] Speaker B: They don't care.
[00:15:06] Speaker A: And speaking of that, you know, I, I did. I, I drive a beautiful Range Rover. I love the truck. I hit a pothole.
[00:15:12] Speaker B: Yeah, that was a couple months ago.
[00:15:14] Speaker A: I. I got it back for a few days. It's back at the dealership now getting the wheel and the tire through the warranty program. That was a $16,000 ordeal to hit.
[00:15:23] Speaker B: Oh, my goodness.
That's nuts.
[00:15:26] Speaker A: That's ridiculous.
[00:15:27] Speaker B: Speaking of Teslas and potholes, I know that your buddy Dave, who we've had
[00:15:31] Speaker A: on the show Pothole detector, hit a
[00:15:33] Speaker B: pothole while in full self driving mode and blew out a tire twice. Twice. Okay. I recently saw that Tesla, one of their upcoming updates. I don't think it's available.
[00:15:44] Speaker A: He's got it on his.
[00:15:44] Speaker B: Oh, okay. Well, There you go.
[00:15:45] Speaker A: 2026 Plaid X, which is the last year that's made.
[00:15:49] Speaker B: So there is a pothole detection and avoidance on full self driving. So there's that.
[00:15:55] Speaker A: I mean, if you don't have full self drive, if you have a Tesla and you don't have full self drive, you are just wasting having a Tesla.
D Raj, he. They drove up in their Tesla. We talked about it, and he's like, it's the best. I was like. Was like, yeah, but you drove it for seven hours to get here. And he's like, oh, it's kind of like flying for spots.
[00:16:12] Speaker B: Oh, no.
[00:16:13] Speaker A: Like the car does it all for you. We watched a couple movies, you know, literally does everything for you.
[00:16:20] Speaker B: It is, but it will steer the car for me. It will speed up and slow down.
[00:16:24] Speaker A: You're going to jail for that.
[00:16:25] Speaker B: It doesn't change lanes.
Anyways, I'm trying to eat my Chick Fil a while driving here, trying to open a packet of ketchup and not drive into the car next to me. I'm like, what the hell am I doing? So I put it on to autopilot and sure enough, it takes off driving for me. But unfortunately, an autopilot, every now and then I have to touch the steering wheel, right? And I didn't in time and I got in Tesla jail. So I've been kicked out of that for right now.
[00:16:49] Speaker A: Full self drive.
You just have to keep your eyes open.
[00:16:52] Speaker B: Okay.
[00:16:53] Speaker A: And I'm not gonna call anybody out, but there's a head that you can buy.
That's a doll that hangs above the camera in the mirror.
[00:17:02] Speaker B: Okay.
[00:17:02] Speaker A: So you know how you can put on a screen and look at yourself in your car?
[00:17:05] Speaker B: Yeah.
[00:17:06] Speaker A: Well, the head will be right where your body is.
[00:17:09] Speaker B: Interesting.
[00:17:10] Speaker A: You can go to sleep, you can do whatever.
[00:17:11] Speaker B: Well, how does that, how does it work if I'm wearing sunglasses?
[00:17:14] Speaker A: Sunglasses will work, but you can't wear them at night.
But this little head is your eyes and everything. It literally is the. I. I'll show you. I'll show you.
[00:17:24] Speaker B: You know what? If I sign up for full self driving, you'll have to give me the link to find.
[00:17:27] Speaker A: I almost feel like that as a friend that I should pay for that for. Maybe there's a couple of things. If they continue to happen right, then I'll do that for you.
[00:17:36] Speaker B: Oh, that's great.
[00:17:37] Speaker A: Because I think you should have full self drive. I'm. I'm not going to be a proponent of drinking and driving, but it does really help.
Okay.
[00:17:44] Speaker B: I know. I, you know, I still wouldn't do that anyway.
[00:17:46] Speaker A: So there's that, there's that.
We have a rant list. I would like you to take that rant list and let's pick something off
[00:17:53] Speaker B: of it that we can random. Really?
[00:17:55] Speaker A: Yeah, Randomly off the list that we could about. Because I feel like I want to. About people getting on and off planes because I've been traveling so much.
But you, you pick something.
[00:18:06] Speaker B: Why does buying a house require 147 signatures but you can finance a $90,000 truck in 20 minutes?
[00:18:15] Speaker A: Lawsuits.
That's the only thing I can think of is so many lawsuits have happened in real estate that you have to sign a million forms.
[00:18:22] Speaker B: It always amazes me and I will often point this out in closings. I went from one industry in teaching where we wasted a whole lot of paper into real estate where there's a wasted whole lot of paper in many closings. Your closings are great.
Many closings. The buyer will have a stack of papers that are easily a quarter to a half inch thick.
And oftentimes it's, oh, you need to sign this. Then they'll hand them the nearly exact same document and they will say, oh, and this one's for.
[00:18:56] Speaker A: This is a title company.
[00:18:57] Speaker B: This is for the lender. Or if this is for so and so in case we need to get back to you if we screw something up. Oh, oh, and here is for so and so in case we screw something up. Need to get back to you. Like, what are, what are we even doing? Here with all this.
[00:19:08] Speaker A: You know my favorite thing, this goes all the way back to the Clinton Gore years.
[00:19:13] Speaker B: Yeah.
[00:19:14] Speaker A: They passed the Paperwork Reduction Act.
[00:19:17] Speaker B: Oh, I did not know that.
[00:19:18] Speaker A: And when they passed the Paperwork Reduction act, it added three forms to the closing package. And we would laugh about it all the time. And the, the closer, you know, closures are kind of sarcastic sometimes.
[00:19:28] Speaker B: Absolutely.
[00:19:28] Speaker A: They're like this, this form is due to the Paperwork Reduction act. And you'd sign it and they tell why. And then like. And this form as well is for the Paperwork Reduction act. And you have to sign it. And then this form is because these things are going to be emailed to you and as part of the paper product, it's like three forms. It's like, and they were like two page forms. So you added, it was like, it was just one of the funniest things. That is every year there seems to be something legal added. When I got into the mortgage business, a purchase agreement was three pages.
[00:19:57] Speaker B: Geez.
[00:19:58] Speaker A: And today I believe it's nine or potentially 10.
[00:20:01] Speaker B: Purchase agreement is nine.
[00:20:02] Speaker A: At this point, Michigan was, I have a Michigan one. I think it was 10.
[00:20:05] Speaker B: Okay.
[00:20:06] Speaker A: And you know, all of it is probably related to somebody who didn't read something. Right. If you're buying a house, read the documents. Yeah, if you're getting an adjustable rate mortgage, you should read the documents. Most people aren't getting those. And the ones that got them back in the day didn't read the documents.
And then what's, what's a bummer is most people don't read it because the information's irrelevant. When you are reading it, it puts you to sleep. So yeah, car people. I don't know why it takes all day to buy a car, dude, when you're only going to sign. I mean, I will say I didn't finance the last car I bought. I was still there all day and I still signed like two papers.
[00:20:44] Speaker B: But it sucks. We have bought, I think our last two cars cash.
It still took us 30 to 40 minutes. Like, what, what is happening?
[00:20:53] Speaker A: You know what I did? So I, I, the last car I bought, the last Rover I got, I told him, I said, look, email me all the paper and I'm going to sign all of them for you. I will wet sign them and then I will drop them off to you. And they're like, okay. So I brought them in, I dropped them off. They're like, okay, give us about 40 minutes. We're back with, you know, I was like, all right, I'm gonna review some of These.
Why don't you send me a text when everything's done? And they're like, we've never had anybody leave. And I was like, because they're stupid. Like, my time is important.
[00:21:23] Speaker B: Right?
[00:21:23] Speaker A: I literally drove all the way back to the house, sat down on my desk, got back to work. It was two hours. And they're like, we're ready for you to pick up the car. And I literally said, pick it up, meaning you got it out front with the keys. And the guy's like, well, we have a couple things we need to go over with you. And I was like, I'll meet you at the car.
And the guy came out and he's like, I appreciate that. He showed me a couple things on the, you know, on the truck to use. And he's like, I think you'll probably read through the rest of the stuff. And I was like, yep, and I left. So I turned it into like a 10 minute deal. I went there twice.
[00:21:55] Speaker B: Not bad.
[00:21:56] Speaker A: Yeah, it's a good way to buy a car.
[00:21:57] Speaker B: Absolutely.
[00:21:58] Speaker A: Pick another rant. We've only been on 22 minutes, but one. At least two more for page two. Two page two things to about. And you've got what you pick this time. You want me to pick?
[00:22:09] Speaker B: Yeah, you can't be looking.
[00:22:11] Speaker A: Oh, I got to do this. I gotta go.
This one's about people who get older and make noises every time they stand up.
Damn it.
[00:22:23] Speaker B: There's a rant. It's absolutely true.
[00:22:25] Speaker A: So true.
[00:22:26] Speaker B: Okay, so can I tell you what
[00:22:29] Speaker A: happened to me on Saturday?
[00:22:31] Speaker B: Well, they don't have a choice. You're gonna sell it Anyways.
[00:22:33] Speaker A: I was opening up my pool.
[00:22:34] Speaker B: Okay.
[00:22:35] Speaker A: Got it all cover off. Feet were a little wet.
Came down in through the side door over here. And I turned right by my. My freezer. Feet slipped out from under. Oh, feet went out, landed on my elbow, which was this elbow, which is. This is a bad shoulder.
[00:22:51] Speaker B: Oh, boy.
[00:22:53] Speaker A: What would you do in that circumstance?
I had not been drinking.
[00:22:59] Speaker B: Star Trekking.
[00:23:00] Speaker A: Oh, man.
I laid there. I'm pretty sure my shoulder popped out and then back in.
And then we were going to an event and my. I. I could only hold my arm like a dead arm.
And then people kept wanting to shake my hand. And then I'm like.
And I.
And they made that noise every time.
[00:23:22] Speaker B: I. I'm not sure that's what this is pertaining to, but it's still funny.
[00:23:25] Speaker A: Oh, it hurts so bad.
[00:23:26] Speaker B: This is just the. You know when you kind of almost sit down on a chair, do you
[00:23:31] Speaker A: do that or you're like, you're getting
[00:23:32] Speaker B: old or you're going to get up. It's like, yeah, I do make noises.
Just, I don't know. Now it's almost become a habit.
It's just stupid.
The body does make some weird. Like, my ankle almost crack on demand.
I can hear my wife coming down the stairs because every step.
[00:23:50] Speaker A: Well, how old is she?
[00:23:51] Speaker B: Oh, it's ridiculous. Her ankles and knees are silly old. Whatever reason.
[00:23:56] Speaker A: Oh, you pick one.
[00:23:57] Speaker B: Oh, all right.
[00:23:58] Speaker A: Because that, that wasn't enough to really about. That's just being old.
[00:24:01] Speaker B: All right, page three.
Oh, people who don't return their shopping carts.
[00:24:08] Speaker A: Oh, those people are stray losers. I love the cart narc.
[00:24:12] Speaker B: The cart narc.
[00:24:13] Speaker A: The cart narc. Have you ever watched him?
[00:24:15] Speaker B: No. Okay.
[00:24:16] Speaker A: He's a Instagram guy, okay? And if you don't put your cart back, he'll run up and put a magnet on your car. It'll call you lazy boats.
[00:24:26] Speaker B: Okay?
[00:24:27] Speaker A: So then people get mad because they put a magnet on there and they, they start fighting with it, like, you're going to call the cops. He's like, well, I'm the cart nar. Like, you already got the cops here, you lazy bones. And so they'll throw his magnet off, you know, and then he'll push the cart behind their car. So then when they go to the back out, they can't. They get out and they move the cart and he throws the magnet back. You. Everybody needs to follow the cart nar. The cart nar is what he's called. He spends his whole day at, like, grocery stores.
[00:24:52] Speaker B: Oh, my.
[00:24:53] Speaker A: And calling out people who don't put their cart back.
[00:24:55] Speaker B: And he's probably getting paid well from social media. Do you put your car back 100 of the time?
[00:25:00] Speaker A: Yeah. Do you ever put other people's carts back?
[00:25:02] Speaker B: Yes.
[00:25:02] Speaker A: Yeah. Don't you wonder what's wrong with humanity?
[00:25:06] Speaker B: Honestly, I would say maybe there are some medical situations where, you know, people have a one person, a hitch to their giddy up. That I know. It's not a lot. I'm not saying, but I don't know when I see a car, whether it was that person or the 99% of the others who are just a holes.
[00:25:23] Speaker A: If it's not the handicap section. Yeah, there's probably an a hole.
[00:25:26] Speaker B: I know. I, I, I will usually speak it in my head, unkind things about that
[00:25:32] Speaker A: person, but Same guy, row 76, seat D, back of the plane, stands up as soon as you land, pulls his bag out and starts to Run up the aisle.
[00:25:46] Speaker B: Yep.
[00:25:47] Speaker A: Anyhow, the other day we were flying home. We were like, aisle three. Okay. And these, this young couple had cut all the way up to the beginning of first class.
[00:25:58] Speaker B: They were, they were sitting there waiting.
[00:26:00] Speaker A: So I got up, I got up right away and I stepped back three things out of the aisle. And I pulled my bag out and I let every single person out in front of me. And then we walked really, really slow and we were in Atlanta. And when you go to Atlanta and you're going through customs, you have final.
That means it's your last place. Your. Your final in Atlanta.
[00:26:22] Speaker B: Yeah.
[00:26:22] Speaker A: Then the next section is connecting flights.
[00:26:25] Speaker B: Sure.
[00:26:26] Speaker A: So it literally says connecting flights. Everybody in line is on a connecting. Connecting flight. And we had these same kids behind us yelling, we're on a connecting flight.
I looked back and said, we're all on connecting.
They gave me the finger.
So then I just went as slow as I possibly could.
So they finally, they run down the escalator.
We get the baggage claim, which the longest part of customs is never going through customs. It's always waiting for your luggage.
[00:27:03] Speaker B: Yep.
[00:27:03] Speaker A: So. So we're down there, they're all frustrated.
My wife and I's luggage come off and I said, good job running down that escalator.
Rolled on out of there.
Guaranteed they were pissed. Oh, and I.
[00:27:21] Speaker B: The story they tell where they are vastly different.
[00:27:24] Speaker A: I hope they're still in the Atlanta airport trying to catch a flight back to Asbag, Indiana or wherever they live. That's all I'm saying.
Screw those people.
[00:27:33] Speaker B: They just might be.
[00:27:34] Speaker A: Airports are definitely the thing that lets you know if humanity is going in the proper direction.
[00:27:40] Speaker B: Airports.
[00:27:41] Speaker A: Yeah. How people board and exit a plane.
[00:27:44] Speaker B: Okay.
[00:27:45] Speaker A: Like the people that are in Group 9 that stand in front of Group 1 when they start pre boarding. People in wheelchairs.
[00:27:52] Speaker B: Yep.
[00:27:53] Speaker A: Those people. Should I. I believe this is animals shot on site.
[00:27:58] Speaker B: Might be a bit extreme.
Hey, maybe speaking of airports, did you see Indianapolis is one of, I think 13 airports that is going to start allowing ticketless passengers to go beyond the gate, which goes Back to pre 9, 11 days where you could actually walk somebody to the gates, say goodbye, or meet somebody at their gate as they get off the plane and you know, say hi, whatever.
[00:28:22] Speaker A: I think it's neat, but it's just going to put more people in the way, you know?
[00:28:26] Speaker B: Well, the way I understand it, and I do not know this for 100% certain, like they're going to have their own like check area. Check. Like they don't have to go through security, necessarily. And you. You have to apply or you have to request the option to do this, and you can't do it for, like, within. No, you have to be within, like, 48 hours of the time or whatever. Yeah.
But I'm looking at it from the standpoint of, okay, that's cool for the gate passengers, whatever, but for the restaurants that are on the other side of security that, you know, us Indianapolis locals, you know, if we wanted to go to one of those places that might not be available somewhere else, it's an opportunity to go and have dinner at one of those places. More expensive, unfortunately.
[00:29:08] Speaker A: But how about pre check and you're going to take your water through the thing.
[00:29:12] Speaker B: Oh, no, I didn't see that.
[00:29:13] Speaker A: Yeah, so that's. It'll happen within the next 12 to 24 months.
You'll be able to take your water bottle right through. Through.
For those people who still don't know, 25 years later, you can't take water through TSA.
Yeah. Like, the last time you could take water through there, there was no TSA, literally 25 years ago.
Yeah. So it's always funny to watch those people, too.
[00:29:40] Speaker B: Well, I. It happened to me once, literally by accident.
[00:29:42] Speaker A: Yeah, I understand. What.
[00:29:43] Speaker B: It's an accident. Yeah. We. We had flown from wherever to Philadelphia and then from Philadelphia to Indy.
[00:29:51] Speaker A: Customs usually get you.
[00:29:52] Speaker B: Yes. Like, we had a full bottle of water on the plane, who stuck it in our bag, forgot that was there. And like, oh, they had a Red
[00:29:59] Speaker A: Bull that I got, you know, and then customs caught the Red Bull. The guy's like, ah, did you come through customs? I was like, yeah, but it's the people that are, like, getting on the plane, you know, first time.
[00:30:08] Speaker B: Correct.
[00:30:09] Speaker A: There's like seven with lemonade and water bottles. What do you mean I can't bring my. Like, really would be. Not flow in 25 years.
[00:30:16] Speaker B: Right. Come on, people.
[00:30:18] Speaker A: Yeah.
[00:30:19] Speaker B: All right, Brad. Well, that's. That's our rant for today. If you stuck with us this far, thanks for watching Indiana Success Happy Hour. Next time, hopefully we'll have a guest.
[00:30:28] Speaker A: I'm sure we will.
[00:30:29] Speaker B: I'm sure we will. See you next time. Cheers.
[00:30:30] Speaker A: Cheers.
Closing deals and cracking jokes. Lender Stall and Buyer's Ghost.
We vent, we sip, we laugh, we think real estate makes us drink.
